Frances Caryl Joyas

Frances is Certified Public Accountant from Philippines having over nine solid years of experience in accounting, audit, compliance and other assurance engagements in Crowe UAE and one of the Big 4 Firms in Phlippines. She is a member of Philippine Institute of Certified Public Accountants. She specialized in engagement of regulated entities such as the non-bank financial institutions, real estate developers for escrow audit and audit of owners association and insurance companies reporting to various regulatory authorities in U.A.E.