Rahul Kapur is a Managing Director at ZRG, focused on the lending, payments, capital markets, and Fintech sectors, and is the Global Head of Fintech. Rahul brings over 23 years of experience and a track record of success helping clients across financial services and technology with talent organizational, growth, and operational issues. Rahul has deep experience in all aspects of commercial, retail, and wholesale banking and payments. His clients have included many of the top tier financial institutions, credit card issuers, transaction processors, and payments technology providers. A recognized payments industry expert, Rahul has presented multiple industry events on payment innovation and how banks play in the emerging payments ecosystem. Rahul has also authored several articles on the future of payments, the retail bank, customer centricity in banking, and enterprise centric payments. Prior to joining ZRG, Rahul held Payments and Banking practice leadership positions at Cognizant, Capgemini, Capco, PricewaterhouseCoopers, and MasterCard Advisors. Rahul earned his MBA from the Darden Graduate School of Business Administration at the University of Virginia, and his BS in Applied Mathematics/Operations Research from Carnegie Mellon University. Rahul is an avid golfer and NFL, MLB, and NBA fan. He enjoys traveling and being near the ocean as much as possible.